It’s one of the first questions people ask. It’s a great question—and an important one. Medicare Advantage Plans are very similar to the health insurance plans that many people are familiar with through work or the marketplace. They are HMO and PPO Plans and are a more affordable option to Original Medicare with a Supplement. They also offer extra benefits like dental, vision and hearing, which are not covered under Original Medicare. The good news is, many people are able to keep the...

If you're planning a move to a new state, or even just across the county line, you might feel ready to head off for a brand-new life. Your Medicare plan, however, doesn’t always travel so easily. Let’s take a look at what happens to your Medicare coverage when you change your address, and how to make sure your plan doesn’t get left behind. How Medicare Plans Work With a Move If you’re in a Medicare Advantage or Part D Prescription Drug Plan, those plans are location-based. That means if...

If you are struggling to pay the high cost of your prescription drugs, you may be able to get help. Medicare’s Low-Income Subsidy (LIS), also called Extra Help, is a federal program designed to help people with limited income and resources pay their Medicare Part D prescription drug costs. What Extra Help Covers If you qualify, Extra Help can save you hundreds, or even thousands of dollars by covering: Your Part D premium — often $0 Your Part D deductible — $0 Lower prescription copays In...