If you have a Medicare Advantage Plan or Medicare Part D prescription drug plan, you’ll receive an important document every fall called your Annual Notice of Change (ANOC). It may look like just another piece of Medicare mail, but don’t toss it in a drawer! The ANOC tells you what is changing with your plan for the upcoming year—and those changes could affect what you pay and the doctors, hospitals, pharmacies and medications you use. What Is an ANOC? The Annual Notice of Change explains...

Turning 65 brings up two big questions: “Do I start Social Security?” “And what do I do about Medicare?” These are two separate government programs — but they often work together. Understanding how they connect can save you time, money, and confusion. Social Security: When Should You Start? You can begin collecting Social Security as early as age 62. However, if you start before your Full Retirement Age, your monthly benefit will be permanently reduced. For individuals turning 65 in 2026...

One of the questions I'm asked most often is: "What's the difference between Medicare Advantage and Medicare Supplement plans?" It's an important question because while both options help cover your healthcare needs, they work very differently. Medicare Supplement (also known as Medigap) is designed to work alongside Original Medicare, helping pay many of the out-of-pocket costs Medicare doesn't cover. Medicare Advantage, on the other hand, is an alternative, more affordable way to receive...