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Medicare Agent Bohemia, NY
ABC Medicare Plans Broker is very familiar with plans available in Bohemia, NY and can help you understand the choice between remaining on Original Medicare and enrolling in a Supplement, along with a drug plan OR enrolling in a Medicare Advantage Plan.
Original Medicare
Although first designed to be a federal health insurance program for those 65 and older, Original Medicare Part A (Hospital) and Part B (Medical) covers those under age 65 but are considered disabled for at least 2 years and also for people with certain illnesses.
Medicare Supplements & Part D Bohemia, NY
Medigap policies are additional standardized insurance plans designed to help pay for some of your Medicare out of pocket costs. They do not cover dental, hearing, vision or prescriptions. An Individual Part D Drug plan is necessary.
Medicare Advantage Bohemia, NY
Medicare Advantage plans are an option to receive all of your Medicare benefits through a private insurance carrier. They are typically an HMO or a PPO and cover Part A, Part B, and most include Part D. Doctor networks, copays and drug formularies vary.