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Medicare Agent Riverhead, NY

We teach you about all the parts of Medicare, how they work, and how much they cost, so you feel comfortable choosing the best plan for you to complete your Medicare coverage in Riverhead, NY.


Original Medicare

Part A (Hospital) covers hospital stays and inpatient services.  Part B (Medical) covers doctor visits, durable medical equipment, some vaccines and medications and more.  It's important to know that not everything is covered the same and there are out-of-pocket expenses to prepare for.

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Medicare Supplements & Part D Riverhead, NY

Medigap plans (also called Medicare Supplements) are sold by private companies and are designed to cover some of the health care costs that Original Medicare does not cover, like deductibles and coinsurance.  You need a separate Prescription Drug Plan as well.

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Medicare Advantage  Riverhead, NY

Medicare Advantage plans are an option to receive all of your Medicare benefits through a private insurance carrier.  They are typically an HMO or a PPO and cover Part A, Part B, and most include Part D.  Doctor networks, copays and drug formularies vary.

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