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Medicare Agent, Ridge, NY

ABC Medicare Plans Broker is very familiar with plans available in Ridge, NY and can help you understand the choice between remaining on Original Medicare and enrolling in a Supplement, along with a drug plan OR enrolling in a Medicare Advantage Plan.

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Original Medicare

Part A (Hospital) covers hospital stays and inpatient services.  Part B (Medical) covers doctor visits, durable medical equipment, some vaccines and medications and more.  It's important to know that not everything is covered the same and there are out-of-pocket expenses to prepare for.

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Medicare Supplements & Part D        Ridge, NY

Medicare Supplements (Medigap) are extra insurance plans you can buy from a private company to help pay your share of out-of-pocket costs in Original Medicare.  It's important to know the coverage differences between the plans and to make sure you enroll in an individual drug plan as well.

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Medicare Advantage  Ridge, NY

Medicare Advantage plans are an option to receive all of your Medicare benefits through a private insurance carrier.  They are typically an HMO or a PPO and cover Part A, Part B, and most include Part D.  Doctor networks, copays and drug formularies vary.

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