Medicare in 2025: the New $2,000 Drug Cost Cap

What if you are still working and have health insurance coverage through your employer when you turn 65? More and more people are...

EPIC is the Elderly Pharmaceutical Insurance Coverage program. It is a New York State program administered by the Department of Health....

Home health care covers a wide range of health care services that you can get in your home for an illness or injury.  It’s more...

In the United States, Social Security and Medicare are two of the most recognized government programs.  Each was designed to be a...

Prescription Drug Plans start with a drug formulary. This is a list of all the prescription drugs covered under their plan. They are...

The first thing to determine is if you need to enroll in Medicare. People turning 65 who have coverage through an employer with 20...

Many calls I receive from clients are regarding how Medicare works if you have a hospital stay. Under Original Medicare, without any...

Initial Enrollment Period The Medicare Initial Enrollment Period is a 7-month window to enroll in Parts A and B for the first time when...

What happens to Part D, Medicare Advantage in a move? When you move out of a Part D or Medicare Advantage Plan’s service area, you should...

The Inflation Reduction Act became law in August of 2022. One of the major components to be addressed was the high cost of prescription...

If a Medicare Beneficiary has limited income and resources they may apply for a low-income subsidy (LIS), which is financial assistance...

While Medicare and Medicaid are both government programs, they serve different groups of people and have different eligibility...

Price increases of certain medications have made them unaffordable for some people, especially those on Medicare.  Thank goodness for the...

Medicare Beneficiaries can obtain their prescription drug coverage in two different ways. The first way, if they remain on Original...

What is Medicare IRMAA? The premium cost on each part of Medicare depends on different factors. Part A (Hospital Insurance), is...

If you have Medicare and qualify for full Medicaid coverage your state will pay your Medicare Part B (Medical Insurance) monthly premiums....

Many people don’t realize that not all prescription drugs are covered under Part D of Medicare. Under certain conditions there are some...

In 2003 Congress passed a Rule that distinctly prohibited Medicare Part D prescription drug benefits from covering drugs used for weight...

Medicare Supplement Plans are also known as Medigap plans, nicknamed because they help fill in the gaps (out-of-pocket expenses) of...