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How does moving out of State affect my Medicare Plan?
What happens to Part D, Medicare Advantage in a move? When you move out of a Part D or Medicare Advantage Plan’s service area, you should...
Diane Andree
Apr 32 min read
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Medicare Changes 2025: The Inflation Reduction Act
The Inflation Reduction Act became law in August of 2022. One of the major components to be addressed was the high cost of prescription...
Diane Andree
Mar 282 min read
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Medicare Part D Low Income Subsidy (Extra Help)
If a Medicare Beneficiary has limited income and resources they may apply for a low-income subsidy (LIS), which is financial assistance...
Diane Andree
Mar 142 min read
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What’s the Difference Between Medicare and Medicaid?
While Medicare and Medicaid are both government programs, they serve different groups of people and have different eligibility...
Diane Andree
Mar 122 min read
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Medicare Part D Prescription Drug Price Negotiations
Price increases of certain medications have made them unaffordable for some people, especially those on Medicare. Thank goodness for the...
Diane Andree
Mar 42 min read
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Enroll in Medicare or Continue Employer Health Coverage?
What if you are turning 65 but still working and have health insurance coverage through your employer? More and more people are working...
Diane Andree
Feb 252 min read
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How To Get Medicare Part D Prescription Drug Coverage
Medicare Beneficiaries can obtain their prescription drug coverage in two different ways. The first way, if they remain on Original...
Diane Andree
Feb 152 min read
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Who pays extra for Part B and Part D? Medicare IRMAA
What is Medicare IRMAA? The premium cost on each part of Medicare depends on different factors. Part A (Hospital Insurance), is...
Diane Andree
Feb 131 min read
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Dual Medicaid/Medicare Advantage Plans
If you have Medicare and qualify for full Medicaid coverage your state will pay your Medicare Part B (Medical Insurance) monthly premiums....
Diane Andree
Feb 112 min read
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Medicare Part B Drug Coverage
Many people don’t realize that not all prescription drugs are covered under Part D of Medicare. Under certain conditions there are some...
Diane Andree
Feb 52 min read
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NY State Program - Help with Medicare Part D Drug Costs
EPIC is the Elderly Pharmaceutical Insurance Coverage program. It is a New York State program administered by the Department of Health....
Diane Andree
Feb 42 min read
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Medicare and Home Health Care Services
Home health care covers a wide range of health care services that you can get in your home for an illness or injury. It’s more...
Diane Andree
Jan 283 min read
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Medicare and Social Security
In the United States, Social Security and Medicare are two of the most recognized government programs. Each was designed to be a...
Diane Andree
Jan 192 min read
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Medicare and Weight Loss Drug Coverage
In 2003 Congress passed a Rule that distinctly prohibited Medicare Part D prescription drug benefits from covering drugs used for weight...
Diane Andree
Jan 152 min read
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How to Enroll in Medicare
The first thing to determine is if you need to enroll in Medicare. People turning 65 who have coverage through an employer with 20...
Diane Andree
Jan 142 min read
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Medicare Part D Drug Plans 2025
Prescription Drug Plans start with a drug formulary. This is a list of all the prescription drugs covered under their plan. They are...
Diane Andree
Jan 123 min read
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Medigap Plan G Versus Plan N - What's the Difference?
Medicare Supplement Plans are also known as Medigap plans, nicknamed because they help fill in the gaps (out-of-pocket expenses) of...
Diane Andree
Jan 81 min read
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Original Medicare Part A - Hospitalization costs for 2025
Many calls I receive from clients in Suffolk County and Nassau County, Long Island, are regarding how Medicare works if you have a...
Diane Andree
Jan 31 min read
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Medicare Annual Election Period
Medicare’s annual election period is back! During this period, October 15 through December 7, anyone with Medicare can change their...
Diane Andree
Sep 10, 20241 min read
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Medicare Plan Annual Notice of Changes
Get ready Suffolk County, Long Island! Buckle up, it's coming! If you are already enrolled in a Medicare Plan, your plan will be...
Diane Andree
Sep 3, 20241 min read
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