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Diane Andree
3 days ago2 min read
Medicare Part B Drug Coverage
Many people don’t realize that not all prescription drugs are covered under Part D of Medicare. Under certain conditions there are some...
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Diane Andree
4 days ago2 min read
NY State Program - Help with Medicare Part D Drug Costs
EPIC is the Elderly Pharmaceutical Insurance Coverage program. It is a New York State program administered by the Department of Health....
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Diane Andree
Jan 283 min read
Medicare and Home Health Care Services
Home health care covers a wide range of health care services that you can get in your home for an illness or injury. It’s more...
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Diane Andree
Jan 192 min read
Medicare and Social Security
In the United States, Social Security and Medicare are two of the most recognized government programs. Each was designed to be a...
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Diane Andree
Jan 152 min read
Medicare and Weight Loss Drug Coverage
In 2003 Congress passed a Rule that distinctly prohibited Medicare Part D prescription drug benefits from covering drugs used for weight...
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Diane Andree
Jan 142 min read
How to Enroll in Medicare
The first thing to determine is if you need to enroll in Medicare. People turning 65 who have coverage through an employer with 20...
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Diane Andree
Jan 123 min read
Medicare Part D Drug Plans 2025
Prescription Drug Plans start with a drug formulary. This is a list of all the prescription drugs covered under their plan. They are...
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Diane Andree
Jan 81 min read
Medigap Plan G Versus Plan N - What's the Difference?
Medicare Supplement Plans are also known as Medigap plans, nicknamed because they help fill in the gaps (out-of-pocket expenses) of...
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Diane Andree
Jan 31 min read
Original Medicare Part A - Hospitalization costs for 2025
Many calls I receive from clients in Suffolk County and Nassau County, Long Island, are regarding how Medicare works if you have a...
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Diane Andree
Sep 19, 20243 min read
Medicare Changes 2025: The Inflation Reduction Act
The Inflation Reduction Act became law in August of 2022. One of the major components to be addressed was the high cost of prescription...
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Diane Andree
Sep 15, 20241 min read
What is Medicare IRMAA and who has to pay?
What is IRMAA? The premium cost on each part of Medicare depends on different factors. Part A (Hospital Insurance), is typically free...
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Diane Andree
Sep 10, 20241 min read
Medicare Annual Election Period
Medicare’s annual election period is back! During this period, October 15 through December 7, anyone with Medicare can change their...
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Diane Andree
Sep 6, 20242 min read
Medicare Drug Price Negotiations
Prescription drugs is one of the most costly parts of Medicare’s expenses. More than $135 billion is spent on prescription drugs each...
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Diane Andree
Sep 3, 20241 min read
Medicare Plan Annual Notice of Changes
Get ready Suffolk County, Long Island! Buckle up, it's coming! If you are already enrolled in a Medicare Plan, your plan will be...
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Diane Andree
Aug 14, 20241 min read
Enroll in Medicare or Continue Employer Health Coverage?
What if you are turning 65 but still working and have health insurance coverage through your employer? More and more people are working...
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Diane Andree
Aug 10, 20241 min read
Medicare Part D Low Income Subsidy (Extra Help)
If a Medicare Beneficiary has limited income and resources they may apply for a low-income subsidy (LIS), which is financial assistance...
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Diane Andree
Aug 6, 20241 min read
What’s the Difference Between Medicare and Medicaid?
MEDICARE is a Federal Health Insurance plan for people age 65 and up. It also covers people that are under the age of 65 and have...
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Diane Andree
Jul 22, 20242 min read
How Do I Get Medicare Part D Prescription Drug Coverage?
Medicare Beneficiaries can obtain their prescription drug coverage in two different ways. The first way, if they remain on Original...
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Diane Andree
Jun 17, 20242 min read
Dual Medicare Advantage Plans (D-SNP)
There are some special Medicare Advantage Plans that fall under the category of Special Needs Plans (SNP). A Special Needs Plan (SNP)...
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